Evaluating >25 AI tools against Indian fintech regulations

Don't let your AI vendor
shut down your fintech.

We independently evaluate every AI tool Indian fintech startups use, against RBI FREE-AI, DPDP Act, AML/CFT, and 30+ compliance checks. So you can build fast without regulatory risk.

RBI FREE-AI Framework (26 Recommendations)DPDP Act 2023 + Rules 2025Digital Lending Directions 2025PMLA / AML-CFT ComplianceSEBI AI/ML GuidelinesMeitY AI Governance SutrasRBI Cyber Security FrameworkData Localization NormsNPCI UPI GuidelinesIT Act 2000 + Intermediary RulesRBI FREE-AI Framework (26 Recommendations)DPDP Act 2023 + Rules 2025Digital Lending Directions 2025PMLA / AML-CFT ComplianceSEBI AI/ML GuidelinesMeitY AI Governance SutrasRBI Cyber Security FrameworkData Localization NormsNPCI UPI GuidelinesIT Act 2000 + Intermediary RulesRBI FREE-AI Framework (26 Recommendations)DPDP Act 2023 + Rules 2025Digital Lending Directions 2025PMLA / AML-CFT ComplianceSEBI AI/ML GuidelinesMeitY AI Governance SutrasRBI Cyber Security FrameworkData Localization NormsNPCI UPI GuidelinesIT Act 2000 + Intermediary Rules
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Regulations Tracked
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AI Tools In Process of Evaluation
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Compliance Checks
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Startup Categories
The Problem

If your AI vendor violates compliance,
RBI shuts you down. Not them.

The RBI FREE-AI framework makes it clear: regulated entities are responsible for their third-party AI providers. If your KYC vendor stores data outside India, if your credit scoring tool has biased models, if your fraud detection vendor can't explain its decisions, the enforcement action lands on you. Penalties under DPDP alone can reach ₹250 crore. You can't just pick an AI tool off Google and hope for the best.

How It Works

We scrape. We verify. We rate.

Our AI engine crawls vendor websites, security pages, and public regulatory databases, then cross-references against every Indian fintech compliance requirement.

CHECK_01
Data Localization
Is your data stored in India per RBI and DPDP requirements?
CHECK_02
Consent Management
Does the tool honor consent withdrawal as DPDP mandates?
CHECK_03
Model Explainability
Can the vendor explain how their AI makes decisions?
CHECK_04
Security Certs
SOC 2 Type II, ISO 27001, PCI DSS verification
CHECK_05
Bias Testing
Has the model been tested for discriminatory outcomes?
CHECK_06
Vendor Viability
Funding, team, MCA filings, financial stability
The Stack

Every AI tool category, evaluated.

We're building compliance ratings for the full fintech AI stack. Tell us your startup type, and we'll recommend a verified, compliant stack.

🔐
KYC & Identity
7 tools
Evaluating
📊
Credit Scoring
5 tools
Evaluating
🛡️
Fraud & AML
5 tools
Evaluating
📄
Doc Processing
3 tools
Coming Soon
💬
Customer AI
3 tools
Coming Soon
⚖️
RegTech
2 tools
Coming Soon
Built For

Indian Fintech Founders Only

This isn't a generic SaaS review site. Every evaluation is built around Indian regulations, Indian data residency requirements, and the specific risks Indian fintech startups face.

Lending NBFCsKYC + Credit + Fraud stack
Payment PlatformsFraud + AML + KYC stack
WealthTechKYC + Risk + SEBI compliance
InsurTechClaims AI + KYC + Fraud
NeobanksFull stack evaluation

Launching Q2 2026.

First batch of compliance ratings for KYC and Credit Scoring tools drops soon. Get early access.